💰You're paying a convenience tax
Aug 26, 2026
read time 2 minutes
Hi there,
As I've made more money, I've actually become more willing to pay for convenience.
That probably sounds strange coming from someone who talks about building wealth. But there's an important distinction.
Sometimes convenience buys back your time. Other times, you're just paying extra because you didn't plan ahead. There's a big difference.
Paying a cleaner so I can spend those hours working, seeing family, or doing something I value? That can make sense.
Paying $30 for a $17 meal because I didn't think about dinner until I was starving? Probably not.
And this happens everywhere.
Delivery fees because you didn't plan your groceries.
Expedited shipping because you waited until the last minute.
Airport food because you didn't pack anything.
Interest because you forgot a payment.
Surge pricing because you didn't plan transportation.
Individually, none of these will make you broke. But constantly paying a convenience tax can become expensive.
So I've started asking myself one question: am I paying for convenience because my time is valuable or because I didn't plan?
If it's genuinely buying back valuable time, I'll happily pay.
If it's fixing poor planning, I try not to.
That's an important distinction as you make more money too.
The goal isn't to become so frugal that you refuse to spend anything. It's to spend intentionally.
Use money to make your life better.
Just don't let convenience become an excuse to stop paying attention to where it's going.
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- Milan and Team
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