💰Why income isn’t the real problem

read time 2 minutes

Hi there,

Growing up, money wasn’t a taboo topic in my house.
My mom talked about money openly. Calmly. Practically.
She saved consistently. She spent intentionally. She wasn’t flashy, but she was steady.
Because of that, money never felt scary to talk about.

My dad, on the other hand, made decent money. But he was always stressed about expenses. Always worried about what things cost.
Not because the income wasn’t there, but because it wasn’t managed well.

As a kid, I misunderstood what was happening.

I thought the problem was that we didn’t make enough money.
I remember thinking, we need to earn more. That felt like the obvious solution.

It took me years to realize the truth.

The difference wasn’t income.
It was behavior.

My mom’s habits quietly held everything together. Her savings. Her discipline. Her ability to think ahead.
My dad’s stress came from reacting to money instead of managing it.

That contrast stuck with me.

I saw two very different relationships with money under the same roof, and I learned something most people never do: money management is the difference between a calm, secure life and a stressful one that feels like it’s always on the edge.

It’s also why some people with high incomes still live paycheck to paycheck.
And why others, on much less, build stability and eventually wealth.

My mom’s habits became my foundation.
Saving first. Living below your means. Not panicking every time an expense showed up.

Those lessons mattered more than any dollar amount.

They’re a big reason I was able to build wealth later on.
Not because I chased money, but because I understood how to handle it.

If you feel like you need to make more money to feel okay, pause for a second.
Sometimes the breakthrough isn’t earning more. It’s learning how to manage what you already have. If you don’t know where to start, get free access to all my best teachings here.

Using my affiliate link helps support my team and I to create new content for you every week. Thank you! 

- Milan and Team

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