💰What to Do After a Car Accident

Let’s face it—no one plans for a car accident. But when it happens, the last thing you want is to feel lost, overwhelmed, or unprepared. 

That’s why we put together a step-by-step guide to filing an insurance claim the right way to help you stay calm, safe, and fully covered. 

Here’s what to do after a crash:

• Check for injuries and call 911 if needed
• Move to safety and turn on your hazard lights
• Don’t admit fault—just stick to the facts
• Gather info (driver’s license, insurance, photos, witness names)
• Snap pics of the scene—damage, road conditions, everything
• File a police report (even if the accident seems minor)
• Notify your insurance company ASAP
• Know what your coverage includes (liability, collision, etc.)
• Don’t start repairs until your insurer gives the go-ahead
• Keep track of all emails, calls, and updates
• Call a lawyer if fault is disputed or injuries are involved

Accidents are stressful, but handling them doesn’t have to be. Save or screenshot this guide for when you need it most and read more useful guides, lists, and tips on our blog.

Pro tip: Make sure you have the best insurance rate by comparing offers here.

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