💰The year you master your money

Dec 31, 2025

read time 2 minutes

Hi there,

A new year doesn’t need a new “resolution.”

It needs a new standard.

Because “normal” money behavior is a trap:

Normal is spending first and saving “whatever’s left.”
Normal is carrying debt and calling it “just how life is.”
Normal is saying “I’ll start next month”… for years.

And the problem with normal? It keeps you stuck in the same loop. Same stress, same paycheck-to-paycheck feeling, same anxiety every time life gets expensive.

This year, I want something different for you.

Not a dramatic overhaul. Just a few small decisions that quietly change your trajectory:

Moving your emergency fund into a high-yield savings account so your money finally earns something back.
Checking your insurance and bills so you stop overpaying out of habit.
Treating your credit score like an asset, not an afterthought.
Making investing boring and automatic instead of emotional and random.

That’s how real progress happens. Quietly. Consistently. Without posting about it.

So, my one non-negotiable money habit for 2026?

Pay yourself first. Every time.

Before the shopping. Before the “I deserve it.” Before life takes it all.

Even if it’s small. Especially if it’s small.
Because habits compound—and the person who saves $50 on $500 becomes the person who saves $500 on $5,000.

If you want help making this simple, use my step-by-step guide that has all my best teachings. Download it for free, pick one habit, and start today.

Not someday. Today.

Using my affiliate link helps support my team and I to create new content for you every week. Thank you!

- Milan and Team

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