💰The money belief I had to unlearn

read time 2 minutes

Hi there,

Growing up, I learned two very different lessons about money under the same roof.

My mom taught me discipline. She saved consistently. She was thoughtful with spending. Money wasn’t emotional for her; it was practical. Those habits became the foundation of everything I built later.

My dad taught me something else. Not intentionally, but through stress. Worrying about expenses. Holding tightly to money, always feeling like there wasn’t quite enough, even when there was. That’s the belief I had to unlearn.

For a long time, I carried a scarcity mindset without realizing it. The idea that money is limited. That you should hoard it. That spending is dangerous. That saving alone equals safety. But here’s what I eventually learned the hard way: money doesn’t work when it’s trapped. Frugality and scarcity look similar on the surface, but they’re completely different.

Frugality is intentional. You spend carefully so you can invest wisely. You delay gratification so you can build something bigger.

Scarcity is fear-driven. It’s hoarding. Avoiding opportunity. Saying no out of anxiety instead of strategy.

In reality, money needs movement.
You spend money to make money. You invest in skills, books, education, and experiences that increase your value. You put capital to work instead of locking it away out of fear.

When I shifted from scarcity to abundance, everything changed.

Not because I started spending recklessly, but because I stopped being afraid to invest in myself. I focused on circulation instead of control, growth instead of protection.

If you want to move out of a scarcity mindset, here’s what actually helps:

• Save intentionally, but don’t idolize saving. Take advantage of high-yield savings accounts to grow your wealth. Click here for my top recs.
• Invest in skills that increase your earning power. Personal growth makes your bank account grow.
• Spend money where it creates leverage. Some things stretch beyond the price tag.
• Stop confusing hoarding with discipline.
  

My mom’s habits taught me how to manage money. Unlearning my dad’s scarcity taught me how to grow it. That combination made all the difference.

Learn more about how I did it in my step-by-step guide to making your first $100K. Download it for free here.

Using my affiliate link helps support my team and I to create new content for you every week. Thank you! 

- Milan and Team

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