đź’°The guide I wish I had at 20

Nov 16, 2025

read time 2 minutes

Hi there, 

Before we jump in, I want to share something that stopped me in my tracks recently:

Messages like these mean everything to me - not because they flatter me, but because they show what happens when people finally get the education they should’ve had all along. 

 

The truth is simple: school doesn’t teach us enough about money. 

In an ideal world, every school should have a mandatory class called Personal Finance 101 that covers credit, savings, taxes, homeownership, investing and insurance - the basics every human needs to function. But most of us never got that class.

 

I immigrated to the U.S. when I was five, and from the start, I had to figure everything out on my own; new country, new system, new rules. No roadmap. No guidance. Every money lesson I learned came from trial and error.

Along the way, I put all of my best teachings into a step-by-step guide:
The $100K Wealth Sheet.

The best part? You can download it for free and start using it today.

 

Since releasing the new and improved version of the $100K Wealth Sheet, so many of you now know how to:

  • Get out of debt
  • Start investing
  • Save more
  • Build stability
  • Rewrite the financial story you were never taught to win

 

But here’s the hard truth:

If you don’t start now, the costs add up fast. Every week you wait is:

  • Another late fee
  • Another “I’ll start next paycheck”
  • Another night of stress stealing your sleep and peace

You don’t need another year of “figuring it out.”
You need support. You need accountability.
You just need to start.

 

Don’t let this be another thing you push to “someday.”
Someday doesn’t change your life. Today does.

Start the journey toward your first $100K right now.

  

Using my affiliate link helps support my team and I to create new content for you every week. Thank you! 

- Milan and Team

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Milan Singh may earn affiliate commissions from the links mentioned. All recommendations and opinions are Milan’s own. This may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.