💰The #1 Secret to Getting Rich

Sep 28, 2025

read time 2 minutes

Hi there,

Last weekend, I went to the annual Smart Credit conference and couldn’t resist getting a tarot reading. She told me that I’m going to make a decade’s worth of money in just a couple of years. Ironically, I already knew this and am well on my way to achieving it. Here’s how.

Life changes once you’ve made your first $10,000. You can tackle emergencies better, debt gets easier to deal with, investing your money brings a bigger ROI, and you’re not living paycheck to paycheck anymore. But most importantly, the more money you have saved up, the faster you’ll build your wealth. Let me break it down for you.

If you invest $500 at age 20 into an index fund that grows at an average of 8% per year, you will have:

After 10 years (age 30): $1,079
After 20 years (age 40): $2,331
After 40 years (age 60): $10,862

That’s over 20× your original $500, and you didn’t add another penny.

Even small amounts grow huge with time. If you added just $50 per month, the results would be much bigger: over $150,000 by age 60 at the same 8% growth rate. Now imagine adding $100 - $200 every month and letting it grow for a few years. Voila, my tarot reading has come true for you, too.

The easiest way to make big money fast is through compound interest, and literally anybody can do this with the right foundations, habits, and consistent investing.

If you’re looking to make more money, try these strategies:

Build an emergency fund in one of our recommended High-Yield Savings Accounts.
Invest in the S&P500. Hold it for the long-term.
Invest in IRAs and 401(k)s that offer compounding and tax benefits, win-win!
Leave interest in the account to let it compound further.

Start small, start where you are, and let the power of compounding work its magic.

Using my affiliate link helps support my team and I to create new content for you every week. Thank you!

- Milan and Team

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