đź’°Read this before you panic about the economy
Nov 19, 2025
read time 2 minutes
Hi there,
If the economy has you feeling tense, uncertain, or like you’re bracing for impact, I get it. You’re not the only one worried about your financial situation right now.
But instead of spiraling through worst-case scenarios, here’s a simple plan to help you stay grounded and in control through the tough times.
1. Do the tiny tasks that make a big dent.
These aren’t glamorous. No one posts them on Instagram.
But they can save you real money, fast.
- Call your credit card company and negotiate your APR. Huge potential payoff.
- Switch from your overpriced car insurance. You’ll be shocked at how much cheaper it can be elsewhere.
- Pick up your takeout instead of paying delivery fees that sneak up on you every week.
These little wins stack up.
2. Handle the financial chores you’ve been avoiding.
We all delay things… until waiting starts to cost us.
- Trim your spending for a bit so you can build your emergency fund.
- Let go of the financial advisor who’s charging you for work you can do yourself. Use my free step-by-step guide to making your first $100K.
- Open the high-yield savings account you’ve been “meaning to get to.”
Future you will be so relieved you handled this now.
3. Know your numbers.
Anxiety grows in the dark. Clarity brings calm.
Schedule a monthly “money check-in”; a quick session where you look at your accounts, make adjustments, and knock out the small tasks you keep pushing aside. It’s the simplest way to stay on top of everything.
4. Maximize the credit cards you already have.
Yes, you can still have fun strategically.
- Use cashback rewards for the little indulgences that make your week better.
- Put travel on the card that earns you the most points (hello, free flights).
- Take advantage of perks you’re probably forgetting about like device protection, event passes, museum entry, and more.
If you want to see which cards I recommend, I’ve listed them here.
5. Shift from panic mode to problem-solving mode.
We’re not bracing for disaster; we’re tightening things up.
We’re getting sharper. We’re becoming more intentional.
Tough economies don’t require perfection. They require awareness, flexibility, and a willingness to make smart moves, even if they’re small.
You’re capable. You’re resourceful. And you’re not navigating this alone.
You’ve got this.
Using my affiliate link helps support my team and I to create new content for you every week. Thank you!
- Milan and Team
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