💰Private vs Federal Student Loans

Let’s be real—figuring out how to actually pay for college is overwhelming. FAFSA, scholarships, part-time jobs… and then realizing you still have a gap to fill? Been there.

Here’s what I wish someone had told me before freshman year about private vs. federal loans:

Federal loans are a good start, but they’re not always enough.
Private student loans, like this, can help cover what FAFSA and scholarships don’t: tuition gaps, off-campus housing, laptops, and even meal plans.

Here’s why this platform stands out (and why we recommend it to students and parents every year):

• Quick + easy application: Takes under 3 minutes to apply, and you get an instant credit decision.
  
• Flexible repayment options: Pick your loan amount, terms, and when you start paying—no cookie-cutter plans.
  
• No origination fees or hidden costs: More of your money goes toward school, not fees.
  
• Co-signer = better rates: Over 90% of approved borrowers apply with one (and College Ave makes that super easy).
  
• Pre-qualify with no credit impact: Check your options risk-free.

Oh—and if you’re heading to grad school? Their rates can beat federal Grad PLUS loans, and there’s no 4.2% fee.

Peak loan season is now through August, so it’s a good idea to start exploring options early, especially before schedules get hectic.

Check your rate today. You’ve got this—and yes, you can do it without drowning in debt.

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