💰I Almost Skipped This Step Before Buying My Car

Aug 06, 2025

read time 2 minutes

Hi there,

When I was thinking about buying my Lexus ES300H last year, the first thing I did wasn’t booking a test drive.

It was checking my insurance rate.

Why? Because no matter how nice the car is, a high premium can quickly drain your wallet. So before I even signed the papers, I ran the numbers. And here’s what I learned:  insurance quotes aren’t random. They’re based on a mix of things like:

  • The type of car you drive
  • Your driving history
  • Where you live
  • Your age
  • And the most important factor - your credit score

Luckily, I had a solid credit score that helped me land a great rate. But here’s the part most people miss:

If your credit score is above 720 and you haven’t compared rates in a while, you could be missing out on major savings.

It only takes a few minutes to check. Click here to compare your current rate and see what you qualify for. 

Quick tip: Make it a habit to compare insurance rates every 6 to 12 months. Companies adjust their pricing all the time; you just need to stay ahead of the game.

And if your credit score isn’t there yet, you can improve it step-by-step using this tool I’ve found helpful. Take 10 minutes to use these tools and start saving thousands today! 

Using my affiliate link helps support my team and I to create new content for you every week. Thank you! 

- Milan and Team

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Milan Singh may earn affiliate commissions from the links mentioned. All recommendations and opinions are Milan’s own. This may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.