💰Helping Your Kid Without Taking on Their Debt

Jun 22, 2025

When I first got into my top-choice school, we were over the moon. But then came the part no one warns you about: the financial gap after FAFSA and scholarships.

I wanted to ask my parents for help, but without putting the loan in their name or risking their retirement. That’s when I found College Ave.

I co-signed my private student loan with my parents, so:

  • The loan stayed in my name, not theirs
  • I got a lower interest rate (co-signers help with that)
  • They didn’t have to touch their savings
  • There’s even an option to release them later

The best part? It took just a few minutes to apply, and we got an instant decision, with no credit impact upfront.

No federal PLUS loan headaches. No 4.2% origination fee. Just a smarter, simpler way to help.

Private loans through College Ave give students flexibility and ownership, while giving parents peace of mind.

Check your rate with College Ave — no pressure, no commitment. Because helping your kid shouldn’t mean taking on their debt.

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