💰I had no idea my credit score mattered this much

Aug 10, 2025

read time 2 minutes

Hi Aanisha,

 

I used to think my credit score was just a boring number banks cared about. Something that only mattered if you were getting a mortgage.

Then I started noticing how it crept into everyday life, quietly redirecting my financial goals and limiting my access to tools that could build my wealth. And the truth? It impacts far more than I realized.

  • Auto insurance premiums
  • Credit card approvals
  • Loan interest rates
  • Apartment rental approvals
  • Even some job applications

 

When I was starting out on my money journey, my score wasn’t where it should have been. But through a lot of trial and error, I learned a few simple habits in college that helped me increase it fast. Always remember to:

  • Pay your card on time (every single time)
  • Keep your credit utilization low
  • Don’t apply for too much new credit at once
  • Regularly check for errors on your report

 

Now, my stronger credit score has given me cheaper insurance, lower interest rates, and more “yes” answers when I apply for things.

If you want to give your credit score a boost and start unlocking better opportunities, try this quick tool. It’s built to help you see exactly what’s holding your score back and how to fix it fast.

When this number goes up, a lot in your life gets better, so be sure to fix it today.

 

Using my affiliate link helps support my team and I to create new content for you every week. Thank you! 

- Milan and Team

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